I am about to be a single mother next month and I came across this website about how the government gives money away to people that need it. I signed up to get more info. but I had to pay for it. I'm unemployed and have almost no money to spend on anything that's telling me I can get free money. I've been looking at different websites and seen that you can get grants for just about anything. I need to know how do I go about doing a proposal for personal needs, general living expenses, and buying a new car. I don't even know who or where to even send the proposals too. I really need help.
That website is scamming people because it is ABSOLUTELY FALSE that "the government gives money away to people that need it." That's not how grant works. That's why there's a lot of scams operating in this grant area because there are people like you who needs the money enough to believe in the lies they are spreading
You may want to read the warnings FTC has issued against these "grant" companies:
http://www.ftc.gov/opa/2004/03/grantresources.htm
http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt134.htm
Here is also one of the warnings issued by the Better Business Bureau http://www.concord.bbb.org/tips_timesharescams.html
If you want information on grants, the only places to go are government websites (those websites that end in .GOV): the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov/ and Grants.gov http://www.grants.gov/ – these are two sites created by the federal government to provide transparency and information on grants.
However, the government is NOT in the business of giving away free money for the sake of giving away money. There are no grants for paying bills, no grants for paying off credit cards, no grants for getting out of debt and no grants for simply fattening your wallet.
Grants are free, but it means OBLIGATION. You will be obligated to do as the grant sets out to do. Grants have objectives, and your purpose must fit the objective of the grant.
For one, you have to write the grant application and the grant application is not a simple document – you have to explain how your purpose for applying for the grant fits well with the objectives set out by the grant.
There is a stringent review process through a committee. You will compete with other applicants for the grant money, and this grant review committee will evaluate the merits of each proposal. Only those that they feel exemplifies the objective of the grant will be approved.
Note though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT – Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants.
Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs
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